Roll 529 Into Roth Ira 2024

Roll 529 Into Roth Ira 2024. This provision takes effect in 2024, not 2023. Learn more about this strategy.


Roll 529 Into Roth Ira 2024

Accountholders can’t roll over contributions, or earnings on those contributions, made in the last five years. Starting in 2024, you can roll unused 529 assets—up to a lifetime limit of $35,000—into the account beneficiary’s roth ira, without incurring the usual 10% penalty for nonqualified.

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